3 November 2022
- Total assets of EU-headquartered credit institutions increased from €30.58 trillion in June 2021 to €31.89 trillion in June 2022, to stand 4.31% higher
- EU non-performing loans ratio[1] dropped by 0.45 percentage points year on year to 1.88% in June 2022
- EU average return on equity[2] was 3.26% and Common Equity Tier 1 ratio[3] was 15.16% in June 2022
Chart 1
Total assets of credit institutions headquartered in the EU (EUR billions)
Source: ECB
Data for the total assets of credit institutions headquartered in the EU
Chart 2
Non-performing loans ratio of credit institutions headquartered in the EU (EUR billions; percentages):
Source: ECB
Data for the non-performing loans ratio of credit institutions headquartered in the EU
Chart 3
Return on equity of credit institutions headquartered in the EU in June 2022 (percentages)
Source: ECB
Data for the return on equity of credit institutions headquartered in the EU
Chart 4
Common Equity Tier 1 ratio of credit institutions headquartered in the EU in June 2022 (percentages)
Source: ECB
Data for the Common Equity Tier 1 ratio of credit institutions headquartered in the EU
The European Central Bank (ECB) has published the consolidated banking data with reference to end-June 2022, a dataset of the EU banking system compiled on a group consolidated basis.
The quarterly data cover the information required to analyse the EU banking sector and comprise a subset of the information that is available in the year-end dataset. The end-June 2022 data refer to 316 banking groups and 2440 stand-alone credit institutions operating in the EU (including foreign subsidiaries and branches), covering nearly 100% of the EU banking sector’s balance sheet. These data include an extensive range of indicators on profitability and efficiency, balance sheets, liquidity and funding, asset quality, asset encumbrance, capital adequacy and solvency. Aggregates and indicators are published for the full sample of the banking industry.
Reporters generally apply International Financial Reporting Standards and the European Banking Authority’s implementing technical standards on supervisory reporting, while some medium-sized and small reporters may apply national accounting standards. Accordingly, aggregates and indicators may also cover data based on national accounting standards, depending on the availability of the underlying items.
Some revisions to past data are disclosed together with the end-June 2022 data.
Notes
- The consolidated banking data are available in the ECB Statistical Data Warehouse.
- More information about the methodology used to compile the data is available on the ECB’s website.
- Hyperlinks in the main body of the press release lead to data that may change with subsequent releases as a result of revisions.
- Defined as the ratio of non-performing loans to total loans.
- Defined as the ratio of total profit (loss) for the year to total equity. Profitability indicators are not annualised.
- Defined as the ratio of Common Equity Tier 1 capital to the total risk exposure.