EBA cuts reporting data by 55% for 2027 EU bank stress test, assesses climate risks
The European Banking Authority (EBA) has simplified its 2027 EU-wide banking stress test, reducing required data points by 55%. The…
EBA finds EU banks’ climate risk exposures are stable while data quality improves
The EBA’s latest ESG risk dashboard shows that transition and physical climate risk exposures across EU and EEA banks remained…
EBA consults on harmonised rules to strengthen EU depositor protection
The European Banking Authority (EBA) has launched four consultations on depositor information, data exchange during bank failures, reimbursement of client…
EBA consults on major simplification of supervisory reporting framework
The European Banking Authority (EBA) is announcing a series of measures to significantly simplify EU supervisory reporting. A public consultation…
EBA, EIOPA and ESMA warn of geopolitical pressures and rising private finance risks
The European Supervisory Authorities (ESAs) warn that ongoing geopolitical tensions, namely the war in the Middle East, pose significant risks…
EBA sees European banking sector in a robust position amid Middle East crisis
The European Banking Authority (EBA) published its Q4 2025 Risk Dashboard (RDB), confirming that the EU/EEA banking sector remains robust…
Anti-Money Laundering: EBA and AMLA complete handover of AML/CFT mandates
On 1 January 2026, the European Banking Authority (EBA) completed the transfer of all anti-money laundering and countering the financing…
ESAs publish joint Guidelines on ESG stress testing
The European Supervisory Authorities (EBA, EIOPA and ESMA - the ESAs) published today their Joint Guidelines on environmental, social, and governance…
Online frauds and scams: ESAs publish key factsheets to help consumers
The three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) today published two factsheets designed to help consumers protect…
12th Joint ESA’s Consumer Protection Day
5/11/2025 – 09:00 – 17:00Riga/Latvia On 5 November 2025 the three European Supervisory Authorities: the...
Insight EU Finance Monitoring Weekly 29 September – 3 October 2025
Insight EU provides delayed access to the content table of its specialized monitoring emails. For real-time updates and full monitoring…
Crypto-assets: EBA challenges proposed EU amendments to MiCA reserve asset rules
The European Banking Authority (EBA) has published two Opinions in response to the EU Commission’s amendments relating to the composition…
EBA reports major progress in AML/CFT supervision across the EU
The European Banking Authority (EBA) has published a report assessing how national authorities have implemented its recommendations to strengthen anti-money…
ESAs warn of risks and limited protection regarding certain crypto-assets and providers
The European Supervisory Authorities — EBA, EIOPA, and ESMA — have issued a warning to consumers, reminding them that investments…
José Manuel Campa resigns as Chairperson of the European Banking Authority
José Manuel Campa, current Chairperson of the European Banking Authority (EBA), announced last week to the EBA Board of Supervisors…
EBA opinion warns of money laundering risks from careless use of compliance tech
The European Banking Authority (EBA) today published its 2025 Opinion on money laundering and terrorist financing (ML/TF) risks affecting the…
EBA publishes Handbook on simulation exercises for bank resolution authorities
The European Banking Authority (EBA) has published the latest chapter of its bank resolution Handbook on simulation exercises for resolution…
Digital resilience of the financial sector: ESAs publish DORA oversight guide
The European Supervisory Authorities EBA, EIOPA, and ESMA published a guide today, outlining oversight activities under the Digital Operational Resilience Act (DORA).…
European Supervisory Authorities and AMLA sign cooperation memorandum
The European Supervisory Authorities (EBA, EIOPA and ESMA - the ESAs) today announced that they have concluded a multilateral Memorandum…
EU financial watchdogs launch joint consultation on ESG risks in financial stress tests
The EU financial watchdogs EBA, EIOPA and ESMA have launched a public consultation on draft guidelines for ESG stress testing…
EU financial supervisors call for vigilance amid rising geopolitical and cyber risks
The three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published their Spring 2025 Joint Committee update on…
EBA flags payment fraud, debt, and de-risking as key EU consumer issues
The Report is based on information provided by national authorities of the 27 EU Member States, selected national and EU…
Fighting money laundering and terrorism financing: EBA consults on new rules
The European Banking Authority (EBA) launched a public consultation on four draft Regulatory Technical Standards (RTS). These technical standards concern…
Banking sector: ECB and EBA launch 2025 EU-wide stress test
The European Central Bank (ECB) and the European Banking Authority (EBA) today launched their 2025 EU-wide stress test and released…
Crypto-assets: EBA and ESMA analyse recent developments
The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) today published a Joint Report on recent developments…
European Banking Authority publishes final Guidelines on ESG risk management
The European Banking Authority (EBA) has published its final Guidelines on the management of Environmental, Social and Governance (ESG) risks.…
Markets in Crypto-Assets Regulation: EBA provides final guidance on reporting requirements
The European Banking Authority (EBA) today published its final Guidelines on reporting requirements under the Markets in Crypto-assets Regulation (MiCAR).…
The European Supervisory Authorities share highlights from the 2024 Joint Consumer Protection Day in Budapest
The event followed the theme of “Empowering EU consumers: fair access to the future of financial services” and had three…
European Banking Authority launches 2024 EU-wide transparency exercise
The European Banking Authority (EBA) has launched its 2024 EU-wide transparency exercise. Ahead of the 2025 stress tests, this transparency…
EBA priorities for resolution authorities and progress reports
The European Banking Authority (EBA) has published its European Resolution Examination Programme (EREP) Report. It sets three priorities for resolution…
EU Banking Package: EBA publishes final draft technical standards on market risk
The European Banking Authority (EBA) today published final amendments to its Regulatory Technical Standards (RTS) on the fundamental review of…
EBA responds to postponing the application of the EU market risk framework
Following the EU Commission’s Delegated Act postponing the application of the revised market risk framework in the EU, the European…
Payment fraud: ECB and EBA release a joint report
The European Banking Authority (EBA) and the European Central Bank (ECB) published today a joint Report on payment fraud data.…
Results of the EBA Peer Review of its guidelines on the definition of default
The European Banking Authority (EBA) today published a Peer Review on its Guidelines on the application of the definition of default. …
EBA issues ‘travel rule’ guidance to tackle money laundering and terrorist financing
The European Banking Authority (EBA) issued today new Guidelines on the so-called ‘travel rule’, i.e. the information that should accompany…
EBA calls for caution amid rising geopolitical risks for the EU/EEA banking sector
The European Banking Authority (EBA) today published the spring edition of its risk assessment report (RAR). The report covers the…
The EBA welcomes the entry into force of the AMLA framework
The new legislative framework marks a significant step forward in the EU’s fight against financial crime, with a harmonised and…
EBA: Profitability of EU banks remains resilient despite materialising credit risks
The European Banking Authority (EBA) today published its Q1 2024 quarterly Risk Dashboard (RDB). It discloses aggregated statistical information for…
EBA publishes regulatory package under the Markets in Crypto-Assets Regulation
The European Banking Authority (EBA) publishes today the package of technical standards and guidelines under MiCAR on prudential matters, namely…
EU Banking Package: EBA consults on new framework for operational risk loss
The European Banking Authority (EBA) today launched a consultation on three sets of draft Regulatory Technical Standards (RTS) aiming to…
Markets in Crypto-Assets Regulation: governance, conflicts of interest, and remuneration
The European Banking Authority (EBA) has been actively working on shaping the regulatory landscape for crypto assets by publishing three…
EBA and ESMA invite comments on investment firms prudential framework review
The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) published today a discussion paper on the…
EBA: Funds to protect deposits in case of bank failure are increasing
Deposits protected by EU deposit guarantee schemes (DGS) increased by 1.7% to 8.5 trillion Euros between 2022 and 2023, whereas…
The EBA publishes its final STS-Guidelines for on-balance-sheet securitisation
The European Banking Authority (EBA) published today the final Guidelines on the criteria related to simplicity, standardisation and transparency and…
EBA finds divergences in “virtual IBANs” issuance and regulation across the EU
The European Banking Authority (EBA) today published a Report on the issuance of what is commonly referred to as ‘virtual…
Capital requirements and unfinished property: EBA consults on credit risk standards
The European Banking Authority (EBA) today launched a public consultation on technical standards to specify how to create a legal…
EBA publishes final draft standards under the Markets in Crypto-Assets Regulation
The European Banking Authority (EBA) today published three sets of final draft regulatory technical standards (RTS) and one set of…
The European Banking Authority presents its main achievement in 2023
The EBA continued its work by finalising the implementation of the Basel III framework in the EU, implementing the ESG…
AML/CFT database EuReCa: EBA starts collecting information on natural persons
Starting from May 2024, supervisors across the European Union (EU) will be able to report names of natural persons to…
The European Banking Authority identifies new types of payment fraud
The European Banking Authority (EBA) has published an Opinion assessing payment fraud data that has recently become available. EBA identifies…