CRR / CRD – CRR2 / CRD5
Topic: Liquidity risk
Subject matter: Definition of “aggregate liabilities” and “total liabilities” in the context of the 5% threshold
Topic: Liquidity risk
Subject matter: Liquid asset received as a component of a pool of collateral in securities transaction (reverse repo or collateral swap).
Topic: Market risk
Subject matter: Treatment of CIUs in internal model for market risk – own funds requirement (add-on)
Topic: Liquidity risk
Subject matter: Dealing with leasing (car leasing) in the calculation of the structural liquidity ratio (NSFR)
Topic: Large exposures
Subject matter: Mandatory substitution approach according to Article 403 CRR when applying either the Financial Collateral Comprehensive Method (FCCM) or, in the case of securities financing transactions (SFTs) the Internal Model Method (IMM) or master netting agreements to calculate the exposure value.
BRRD – BRRD2
Topic: Cross-border resolution
Subject matter: Clarification to the wording “joint decisions should be taken by national authorities concerned” in Recital 98
Topic: Resolution plans
Subject matter: Inclusion of mixed-activity holding companies into group resolution plans
Topic: Resolution plans
Subject matter: Suspension of resolution plan updates
Topic: Resolution plans
Subject matter: Clarification on the scope of application to address or remove impediments to resolvability
Topic: Resolution plans
Subject matter: Prohibition for institutions to enter into agreements with third-country counterparties
Topic: Resolution objectives and triggers
Subject matter: Determination made by competent authority
Topic: Resolution objectives and triggers
Subject matter: Stating in law that banks’ activities are always in the public interest
Topic: Resolution objectives and triggers
Subject matter: Determination the failure of an institution
Topic: Resolution objectives and triggers
Subject matter: Clarification on formal decision
Topic: Resolution objectives and triggers
Subject matter: Declaration of insolvency / bankruptcy
Topic: Special management
Subject matter: Liability in the context of special management
Topic: Resolution tools and powers
Subject matter: Winding up or liquidation of residual entity
Topic: Resolution tools and powers
Subject matter: Responsibility to pay expenses
Topic: Resolution tools and powers
Subject matter: Reimbursement of resolution expenses via sale of the asset management vehicle
Question ID: 2015_2334
Topic: Resolution tools and powers
Subject matter: Authorisation of the purchaser of a (bridge) institution in another Member State
Topic: Resolution tools and powers
Subject matter: Rights over or in relation to assets, rights and liabilities transferred
Topic: Resolution tools and powers
Subject matter: Wholly or partially owned by a public authority requirement and bail-in
Topic: Resolution tools and powers
Subject matter: Payment of consideration in shares of a bridge institution
Topic: Resolution tools and powers
Subject matter: Winding up of a bridge institution
Topic: Resolution tools and powers
Subject matter: Clarification of “access to critical functions”
Topic: Resolution tools and powers
Subject matter: Transfer of assets, rights and liabilities to the bridge institution / asset management vehicle
Topic: Resolution tools and powers
Subject matter: Interaction of shares transfer with the resolution process
Topic: Resolution tools and powers
Subject matter: Variable component of the remuneration of material risk takers
Topic: MREL
Subject matter: MREL regarding liabilities governed by the law of a third-country
Topic: Resolution plans
Subject matter: Resolution plan for an institution without any critical economic functions
Topic: Resolution financing arrangements
Subject matter: Definition of the target level for national resolution systems since 2016
Topic: Resolution tools and powers
Subject matter: References to shareholders in Article 34 (and 44)
Topic: Special management
Subject matter: Special manager as insolvency manager
Topic: Resolution tools and powers
Subject matter: Power of the resolution authority to transfer back
Topic: Other topics
Subject matter: Branches of institutions that are established outside the Union
Topic: Valuation
Subject matter: Use of valuation to apply resolution tools and to initiate resolution
Topic: Valuation
Subject matter: Two separate ex-ante valuations for resolution purposes
Topic: Other topics
Subject matter: Special resolution regimes for credit institutions not covered by the Directive / partly resolved via insolvency
Topic: Other topics
Subject matter: Direct fiscal impact and systemic implication in Article 3(6)
Topic: Resolution objectives and triggers
Subject matter: Use of resolution tools without issuing a formal decision
Topic: Other topics
Subject matter: Instruments representing interests in shares or other instruments of ownership
Topic: Resolution tools and powers
Subject matter: Interaction between Articles 37(2) and 59(3)
Topic: Write-down and conversion of capital instruments
Subject matter: Difference in treatment of viable subsidiaries for the application of write down and conversion of capital instruments and resolution tools and powers
Topic: Write-down and conversion of capital instruments
Subject matter: Compensation in Article 60(2)(c)
Topic: Write-down and conversion of capital instruments
Subject matter: Meaning of “liability” in Article 60(2)(b)
Topic: Resolution tools and powers
Subject matter: Exception to the scope of the bail-in tool (Article 44(2)(g)(iii))
Topic: Resolution tools and powers
Subject matter: Principal amount in Articles 43-60
Topic: Resolution tools and powers
Subject matter: Conversion of eligible liabilities to equity
Topic: Resolution tools and powers
Subject matter: Purpose of the use of the power to write down and convert capital instruments and eligible liabilities
Topic: Resolution tools and powers
Subject matter: Transfer of assets to an asset management vehicle
Topic: Resolution tools and powers
Subject matter: AST in combination with other resolution tools
Topic: MREL
Subject matter: Meaning of “rate of conversion that severely dilutes existing holdings of shares or other instruments of ownership”
PSD2
Topic: Strong customer authentication and common and secure communication (incl. access)
Subject matter: Irrevocability of a payment order initiated by a PISP
Topic: Strong customer authentication and common and secure communication (incl. access)
Subject matter: API functionality
Topic: Strong customer authentication and common and secure communication (incl. access)
Subject matter: Strong customer authentication requirement on pay-by-invoice payment transactions
Topic: Strong customer authentication and common and secure communication (incl. access)
Subject matter: Definition of an electronic remote payment transaction
Topic: Authorisation and registration
Subject matter: Scope – Limited network exclusion
Topic: Strong customer authentication and common and secure communication (incl. access)
Subject matter: More than one transaction from a single consumer initiated transaction
Topic: Strong customer authentication and common and secure communication (incl. access)
Subject matter: SCA for staff assisted electronic channel